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Bankly is an innovative Nigerian fintech company transforming how individuals and small businesses manage their finances. Launched to facilitate access to financial services, Bankly offers a lifestyle banking app that allows users to transfer money, save, pay bills, and receive payments through a digital platform and agent network. With its technological approach, Bankly aims to reduce reliance on traditional banking systems while offering modern features such as NUBAN accounts, instant payments to any bank account in Nigeria, and bonus programs for users and referrers. In 2023, Bankly obtained a microfinance banking license to strengthen its capacity to offer regulated and accessible services to a wider customer base. The company has also developed solutions such as group savings (similar to the traditional ajo system), improving the transparency and security of collective savings. Bankly is a key solution for financial inclusion in underserved regions of Nigeria thanks to its hybrid digital-agent model and its boldness in adapting local financial practices into a modern digital framework.
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