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OnePipe is a Nigerian fintech platform that provides a single API gateway solution, enabling businesses, banks, and fintechs to easily and quickly integrate a range of financial services into their products or services. Through its infrastructure, OnePipe aggregates APIs from multiple banks and financial providers to offer functionalities such as bank account management, payments, digital wallets, account opening, Know Your Customer (KYC) verification, credit scoring, statement retrieval, and loans—all via a single, standardized API interface, significantly reducing integration time and costs.
The solution is particularly useful for businesses that want to embed financial services without building the entire infrastructure themselves, using pre-built products or custom integrations. It supports services such as direct payments from accounts, automated collection of recurring payments (e.g., PaywithAccount), virtual accounts, regulated deposit management, and integrated banking services. OnePipe is operated by OnePipe.io Services Limited, a company based in Lagos, Nigeria, and serves as a bridge between traditional institutions (banks) and technology players seeking to enrich their applications with financial capabilities.
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